Kirsi Klepp

Payment instrument infrastructure: card-based payment, cash, stablecoins, technical and security standards and descriptions related to payment instruments

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At work

I promote secure, functional and efficient payments across both current and future payment systems. My work involves participating in various working groups and discussions in diverse roles both in Finland and abroad.

What’s something valuable you’ve learned during your career?

The problems of payment infrastructure are rarely technical; they’re more related to administrative structures, incentives and trust.