Financial literacy

Financial literacy should be
learned as a basic skill

FFI considers it important that every Finn is capable of managing his or her personal finances, and supports the nation-wide improvement of financial skills in cooperation with other Finnish organisations and associations. Finland needs a national financial literacy strategy in line with the proposal issued by the Bank of Finland.

Everyone should gain a basic understanding of financial and economic matters already in school. They should be equipped for life with a toolset that covers wise spending habits, insuring against personal and property risks, and what entrepreneurship, saving and investing entail.

Our objectives

  1. Formulating a concrete plan for the nation-wide improvement of financial skills in Finland.
  2. Increasing the amount of financial literacy teaching on all levels of education, teacher training included. Financial literacy should be made into a didactic competence area.
  3. Establishing a positive credit register in Finland to identify over-indebtedness at an early stage.

Our actions

  • We influence curriculums and study materials through the Ministry of Education and Culture. The aim is to have schools and educational institutions equip people with the basic skills in the management of their personal finances and risks.
  • We supply comprehensive schools with learning materials they can use in the teaching of personal finances. is a gamified learning environment for comprehensive schools that also includes a national competition. Zaldo is Finland’s contribution to European Money Week – an international campaign aimed at improving financial literacy across Europe. Every year, one Finnish class gets to represent Finland in the European Money Quiz finale.
  • The national Economic Guru competition is aimed for students in Finnish upper secondary schools. The competition has two parts: the first part seeks to draw focus on the importance of economics in schools,  and the second part gives the floor to young talent at the final event.
  • Talous tutuksi (“getting to know the economy”) is a series of seminars aimed at social studies teachers. They consist of topical talks on the various areas of the economy.
  • We collaborate with senior citizens associations, and are developing ways to support people in their financial preparedness for the latter years of their life.

FFI also collaborates with many other organisations to promote financial literacy. Our partners include, for example, the OECD, the EBF, the EBTN and Finnish ministries. 


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