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EU General Court’s stern judgement: Decisions relating to banks must have clearly stated reasonshttp://www.finanssiala.fi/en/news/Pages/EU-General-Court’s-stern-judgement-Decisions-relating-to-banks-must-have-clearly-stated-reasons.aspxEU General Court’s stern judgement: Decisions relating to banks must have clearly stated reasons24.9.2020 14:18:00<div class="ExternalClassEAC6F2231B554B4391D6768A247B489F"><p>​<span style="font-size:18.2px;">The General Court of the European Union has annulled the SRB decision on the calculation of three German banks’ ex-ante contributions. The Single Resolution Board (SRB), an EU agency established in the context of the Single Resolution Mechanism (SRM) of the Banking Union, set the ex-ante contributions of about 3,500 credit institutions in 2017. Three German banks each brought an action for annulment on the SRB’s decision before the General Court. The General Court annulled the decision, stating that it did not contain an adequate statement of reasons for the amounts of the contributions.</span><br></p></div>2
Finnish financial sector ups its climate action – major steps forward in one yearhttp://www.finanssiala.fi/en/news/Pages/Financial-sector-ups-its-climate-action-major-steps-in-one-year.aspxFinnish financial sector ups its climate action – major steps forward in one year23.9.2020 14:42:00<div class="ExternalClass51BB648999A4446BA5BBEB833274727F"><p>​<span style="font-size:18.2px;">Finnish financial sector companies have taken big leaps forward in their climate action. According to a member survey by Finance Finland (FFI), 95% of the respondent member companies take climate change into account in their investments. Nearly 90% take climate change into account also in their business operations.</span><br></p></div>1
Fake email sent with Esko Kivisaari's signaturehttp://www.finanssiala.fi/en/news/Pages/Emotet-malware-alert-18-sept.aspxFake email sent with Esko Kivisaari's signature18.9.2020 10:04:00<div class="ExternalClassC410C76ACECB4CEB9D3945D09201539C"><div>If you received an unpromted email from Deputy Managing Director Esko Kivisaari on Friday, 18 Sep 2020, delete the message immediately without clicking on any links or attachments. The email was fake and may contain malware or phishing. ​<br></div></div>Not to the front page
Online banking surges in the coronavirus pandemichttp://www.finanssiala.fi/en/news/Pages/Online-banking-surges-in-the-coronavirus-pandemic.aspxOnline banking surges in the coronavirus pandemic16.9.2020 6:38:00<div class="ExternalClass99A98D306AF34343A6FE966C78C0F899"><p>​<span style="font-size:18.2px;">The use of digital banking channels has increased with the COVID-19 pandemic. In turn, the use of personal service at bank offices has dropped tremendously – although part of this is due to banks shutting down offices and mostly only serving customers by appointment. Finnish consumer attitudes towards digital services have also become more favourable in general.</span><br></p></div>3
FIN-FSA: Finnish financial sector remains strong – flexible loan arrangements have helped households and businesseshttp://www.finanssiala.fi/en/news/Pages/FIN-FSA-Finnish-financial-sector-remains-strong-despite-covid.aspxFIN-FSA: Finnish financial sector remains strong – flexible loan arrangements have helped households and businesses15.9.2020 10:17:00<div class="ExternalClass9F9484D7BE5F40A897652ABD7774B299"><p>​<span style="font-size:18.2px;">The Finnish banking and insurance sectors have withstood the effects of the COVID-19 pandemic well despite the exceptional uncertainty in their operating environment. The Finnish Financial Supervisory Authority (FIN-FSA) published its overview of the state of the financial sector on 15 September.</span><br></p></div>4
Green mortgage lending requires access to energy certificates – FFI proposes legislative change to Ministry of the Environmenthttp://www.finanssiala.fi/en/news/Pages/Green-mortgage-lending-requires-access-to-energy-certificates.aspxGreen mortgage lending requires access to energy certificates – FFI proposes legislative change to Ministry of the Environment9.9.2020 15:31:00<div class="ExternalClass1BC52DA4514C4547A52D24142B8A6A4C"><p>​<span style="font-size:18.2px;">The energy certificates of detached and semi-detached houses are currently not electronically available to banks. This slows down green development in mortgage lending. Better availability of the certificates would encourage energy-efficient construction and renovation of apartments, which in turn would help curb climate change.</span><br></p></div>3
Inclusivity is also a competitive advantagehttp://www.finanssiala.fi/en/news/Pages/Inclusivity-is-also-a-competitive-advantage.aspxInclusivity is also a competitive advantage8.9.2020 12:32:00<div class="ExternalClassDAE823AC23444432B6B3BB5A74E38835"><p>​<span style="font-size:18.2px;">Supporting diversity is not just about doing the right thing, it’s also about gaining a business edge. Recognising different experiences within the company, and leading accordingly, creates a competitive advantage with increased potential, better output, and wider perspectives. </span><br></p></div>Not to the front page
National coordinator's report: Banks the most active promoters of financial literacyhttp://www.finanssiala.fi/en/news/Pages/Banks-the-most-active-promoters-of-financial-literacy.aspxNational coordinator's report: Banks the most active promoters of financial literacy1.9.2020 9:50:00<div class="ExternalClassBA139C83CC114879BD0AFD71EB8D61E4"><p>​<span style="font-size:18.2px;">Finnish banks are putting in a substantial amount of voluntary work to improve the financial literacy of Finns, as acknowledged in a report recently published by the Bank of Finland, the coordinator of the project to draw up a national strategy on financial literacy. The report mapped out the actors in the field and found that financial sector entities had worked on the largest number of financial literacy projects in Finland.</span><br></p></div>5
Gender division in the Finnish financial sector continues to level out – half of all managers now womenhttp://www.finanssiala.fi/en/news/Pages/Gender-division-in-the-financial-sector-steadily-levelling-out.aspxGender division in the Finnish financial sector continues to level out – half of all managers now women31.8.2020 6:38:00<div class="ExternalClassEF9F587E0CBE4B9FA95E1E44B5369A85"><p>​<span style="font-size:18.2px;">Non-managerial employees in the Finnish financial sector have typically been women, but the proportion of men is steadily growing. At the turn of the millennium, 85% of non-managerial employees were women. Now one in four are men. On the executive level, the proportion of women is over 40%, and on the managerial level, the numbers are even.</span><br></p></div>4
Central labour market organisations and FFI appeal for moderation in housing loan regulation – stricter loan conditions would especially affect young first-time buyershttp://www.finanssiala.fi/en/news/Pages/SAK-Akava-STTK-FFI-appeal-for-moderation-in-home-loan-regulation.aspxCentral labour market organisations and FFI appeal for moderation in housing loan regulation – stricter loan conditions would especially affect young first-time buyers27.8.2020 14:57:00<div class="ExternalClassA9FF3B159FEC4B2F9A7F4F5EFA2B38D2"><p><span style="font-size:18.2px;">Central Finnish labour market organisations SAK, Akava and STTK together with Finance Finland (FFI) appeal to Sanna Marin’s government that the pending housing loan regulation proposals are taken under review due to the economic crisis caused by the COVID-19 pandemic. A smoothly running housing market is one of the preconditions for economic recovery. Now is the time to avoid any measures that might cause additional disturbances in the housing market and affect households’ ability to relocate for work. Tightening the conditions of lending would especially affect younger first-time home buyers. The joint statement was submitted to the Finnish government on 26 August. </span><br></p></div>3

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