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The financial sector prepares against hybrid threatshttp://www.finanssiala.fi/en/news/Pages/The-financial-sector-prepares-against-hybrid-threats.aspxThe financial sector prepares against hybrid threats14.9.2019 8:04:00<div class="ExternalClassCA7FE30BFEC044FEB5DED5051D08D03C"><p>​<span style="font-size:18.2px;">Comprehensive protection of the security of citizens, including resilience against hybrid and cyber threats, is one of the priorities of Finland’s EU presidency. The Finnish financial sector fully supports this objective and is committed to achieving appropriate countermeasures in cooperation with the government and other industry sectors. EU finance ministers discussed the subject matter in their informal meeting of ministers for economic and financial affairs on 13–14 September.</span><br></p></div>Not to the front page
The heat is onhttp://www.finanssiala.fi/en/news/Pages/The-Heat-is-on.aspxThe heat is on17.7.2019 7:54:00<div class="ExternalClass57C43F55C94C4B98ABDC4553DB59CA5B">The hot summer has kept us concerned over what is happening to our climate. The Chief Risk Officer Forum has published an excellent study (<a href="https://www.thecroforum.org/2019/01/24/crof-eri-2019-the-heat-is-on-insurability-and-resilience-in-a-changing-climate/">The heat is on – Insurability and resilience in a Changing Climate</a>) on what to expect from the future. For actuaries I also recommend the <a href="http://actuariesclimateindex.org/home/">Actuaries’ Climate Index</a>. The Actuarial Association of Europe (AAE) is currently finding out if we could create a European version of this index.<br></div>Not to the front page
A triple-win scenario for ageinghttp://www.finanssiala.fi/en/news/Pages/A-triple-win-scenario-for-ageing.aspxA triple-win scenario for ageing5.7.2019 5:39:00<div class="ExternalClass4191873F561649EB8E917A7BA042F24C"><p>​Finland’s new Government Programme sends a clear message to Finland and its ageing population: the employment rate must rise for the wheels to keep turning. The government has set a goal of raising the employment rate to 75% within the next four years, but it is only a waypoint – projections indicate employment must reach at least 80% by 2030–2040 to be on the safe side.<br></p></div>Not to the front page
Transparency register would ensure responsible lobbyinghttp://www.finanssiala.fi/en/news/Pages/Transparency-register-would-ensure-responsible-lobbying.aspxTransparency register would ensure responsible lobbying24.6.2019 10:33:00<div class="ExternalClassCFFE82A56F8D4483BD14CB9E0B5FED99"> <p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-GB" style="font-size:12pt;"></span></p>Finland’s new government promises more interaction with broader audiences to improve the workings of our society. The new Government Programme includes an important objective: Finland should adopt a transparency register for lobbying – and be the first of the Nordic countries to do so.<br></div>Not to the front page
What will Finland's EU presidency be remembered for?http://www.finanssiala.fi/en/news/Pages/What-will-Finlands-EU-presidency-be-remembered-for.aspxWhat will Finland's EU presidency be remembered for?1.2.2019 7:30:00<div class="ExternalClass9D34610B6837404081A68B99C206AF66"><p>​Finland’s upcoming EU presidency takes place under interesting circumstances. Finland will hold the reins from July to December 2019, and the timing could not be more challenging.<br></p></div>Not to the front page
Is the banking union good for banks?http://www.finanssiala.fi/en/news/Pages/Is-the-banking-union-good-for-banks.aspxIs the banking union good for banks?23.1.2019 8:00:00<div class="ExternalClassA858346A04D94EE49B777E9CCC76DB19"><p>​<span style="font-size:18.2px;">The EU’s banking union is one of the main embodiments of European integration since the introduction of the common currency. Two of the banking union’s key pillars, the single supervisory mechanism and the single resolution mechanism, have already significantly increased trust in the financial sector.</span><br></p></div>Not to the front page
Finland, Sweden and Norway stand up for covered bond marketshttp://www.finanssiala.fi/en/news/Pages/Finland-Sweden-and-Norway-stand-up-for-covered-bond-markets.aspxFinland, Sweden and Norway stand up for covered bond markets25.10.2018 13:28:00<div class="ExternalClassCD3D72E5C2AB4DEF987FC7297DB69D31"> <p class="MsoNormal"><span lang="EN-GB">In 2015, the European Commission proposed to establish a Capital Markets Union. The aim was to create a capital market that would be as competitive and efficient as competing capital markets, for example that of the United States. </span></p></div>Not to the front page
Insurance literacy, the ignored branch of financial literacyhttp://www.finanssiala.fi/en/news/Pages/Insurance_literacy_ignored_branch.aspxInsurance literacy, the ignored branch of financial literacy19.4.2018 13:44:00<div class="ExternalClass44E478E58EE143AC8B9F0B62F9911570"><p>​<strong>When discussing financial literacy, talk typically turns to over-indebtedness, reckless spending and poor budgeting skills. At the more advanced level, concern is commonly voiced over people's lack of investment skills and courage. Discussion usually ignores insurance literacy, which is only rarely considered a financial skill. Wrongfully so: costs can skyrocket and thus seriously rock personal economy if a risk becomes unfortunate reality for the uninsured.</strong></p></div>Not to the front page
All pay data soon available in the Incomes Registerhttp://www.finanssiala.fi/en/news/Pages/All-pay-data-soon-available-in-the-Incomes-Register.aspxAll pay data soon available in the Incomes Register23.2.2018 13:24:00<div class="ExternalClass2E06494630DA496EAA3803F9BD2D307D"><p>​Next year, Finland will receive a national income register that includes the pay data of all Finns. Later, in early 2020, the register will extend to also include paid benefits and pensions. The Incomes Register is a welcome reform, with far-reaching benefits. In the future, employers can submit pay data in the register for all authorities to access and thus avoid filing multiple reports.</p></div>Not to the front page
Global solvency regulations align with the European systemhttp://www.finanssiala.fi/en/news/Pages/Global-solvency-regulations-align-with-the-European-system.aspxGlobal solvency regulations align with the European system23.11.2017 13:40:00<div class="ExternalClass3CEF7A8AE0B24BFFB5C411CF381B1082"><p>​<strong>When the International Association of Insurance Supervisors (IAIS) announced in December 2014 that it is preparing global insurance capital regulations, Europe responded with concern. Would the new regulations cause changes to the carefully prepared Solvency II framework? Luckily, these concerns seem to have been in vain: insurers who apply the Solvency II requirements will automatically also meet the global requirements.</strong></p></div>Not to the front page

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