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The Finnish financial sector took important steps towards more flexible working hourshttp://www.finanssiala.fi/en/news/Pages/Steps-towards-more-flexible-working-hours.aspxThe Finnish financial sector took important steps towards more flexible working hours10.4.2018 11:16:00<div class="ExternalClass3258BE74713840BA873A7A86E84CDBB8"><p></p><strong>On Sunday, 25 March, Finance Finland (FFI), Service Sector Employers Palta, Trade Union Nousu, Trade Union Pro and the Federation of Professional and Managerial Staff YTN approved National Conciliator Minna Helle's settlement proposal for the financial sector's new collective agreement. FFI and Palta are pleased that the sector finally reached a solution that enables weekend work and avoids a sector-wide strike wave.</strong></div>1

 

 

Finland’s membership in the banking union has proved wisehttp://www.finanssiala.fi/en/news/Pages/Finland’s-membership-in-the-banking-union-has-proved-wise.aspxFinland’s membership in the banking union has proved wise20.3.2018 13:37:00<div class="ExternalClass536EE542470C46CDAD9029251CBA89E7"><p>​In its recent general meeting, Nordea decided to move its headquarters to Helsinki. This proves that Finland’s membership in the euro area and banking union is a wise choice, points out Finance Finland’s Managing Director Piia-Noora Kauppi.</p></div>4

 

 

​Pekonen-Ranta: the Finnish financial sector is preparing for EU presidencyhttp://www.finanssiala.fi/en/news/Pages/Finnish-financial-sector-preparing-for-EU-presidency.aspx​Pekonen-Ranta: the Finnish financial sector is preparing for EU presidency6.4.2018 11:17:00<div class="ExternalClassBA485B8D911B457585AB63C90EE50771"><p><strong>EU regulation has greatly increased in the last decade. According to Mari Pekonen-Ranta, who was recently appointed director for EU affairs at Finance Finland (FFI), the European Commission is now preparing the final proposals to its large-scale regulation reforms. Of these reforms, the banking union and the capital markets union are the most relevant to the financial sector, but new tools for responsible finance also take high priority.</strong><br></p></div>5

 Recent Statements in English

 

 

Consultation on Initiative on an integrated covered bond frameworkhttp://www.finanssiala.fi/en/statements/FFI_Comments_16052018_on_Commission_covered_bonds_proposal.pdfConsultation on Initiative on an integrated covered bond framework15.5.2018 21:00:00
Consultation on fitness check on supervisory reportinghttp://www.finanssiala.fi/en/statements/FFI_position_28022018_to_EC_on_fitness_check_on_supervisory_reporting.pdfConsultation on fitness check on supervisory reporting27.2.2018 22:00:00
Public consultation on the operations of the European Supervisory Authoritieshttp://www.finanssiala.fi/en/statements/Public_consultation_on_operations_of_ESAs.pdfPublic consultation on the operations of the European Supervisory Authorities15.5.2017 21:00:00

 News

 

 

The Finnish financial sector took important steps towards more flexible working hourshttp://www.finanssiala.fi/en/news/Pages/Steps-towards-more-flexible-working-hours.aspxThe Finnish financial sector took important steps towards more flexible working hours10.4.2018 11:22:1810.4.2018 11:16:00
​Pekonen-Ranta: the Finnish financial sector is preparing for EU presidencyhttp://www.finanssiala.fi/en/news/Pages/Finnish-financial-sector-preparing-for-EU-presidency.aspx​Pekonen-Ranta: the Finnish financial sector is preparing for EU presidency6.4.2018 11:26:056.4.2018 11:17:00
Finland’s membership in the banking union has proved wisehttp://www.finanssiala.fi/en/news/Pages/Finland’s-membership-in-the-banking-union-has-proved-wise.aspxFinland’s membership in the banking union has proved wise20.3.2018 13:45:1020.3.2018 13:37:00
The European Commission publishes Action Plan for greener economyhttp://www.finanssiala.fi/en/news/Pages/The-European-Commission-publishes-Action-Plan-for-greener-economy.aspxThe European Commission publishes Action Plan for greener economy8.3.2018 11:55:508.3.2018 11:51:00
Palju õnne, Eesti! - Congratulations Estonia! http://www.finanssiala.fi/en/news/Pages/palju-onne-eesti.aspxPalju õnne, Eesti! - Congratulations Estonia! 8.3.2018 11:56:1123.2.2018 6:30:00
“Not just trying our best, but doing our best!”: the attitude that carried pupils to the European Money Quizhttp://www.finanssiala.fi/en/news/Pages/Attitude-lead-to-EMQ.aspx“Not just trying our best, but doing our best!”: the attitude that carried pupils to the European Money Quiz23.2.2018 7:01:0413.2.2018 8:25:00

 Column

Insurance literacy, the ignored branch of financial literacy

Esko Kivisaari - Jussi Karhunen, 19 April 2018

When discussing financial literacy, talk typically turns to over-indebtedness, reckless spending and poor budgeting skills. At the more advanced level, concern is commonly voiced over people's lack of investment skills and courage. Discussion usually ignores insurance literacy, which is only rarely considered a financial skill. Wrongfully so: costs can skyrocket and thus seriously rock personal economy if a risk becomes unfortunate reality for the uninsured.