Finvoice is a publicly available invoicing standard published by Finnish banks. It is also a forwarding service for businesses, provided by banks and payment institutions.

The Finvoice forwarding service is built around the Finvoice message format. The buyer receives the invoice in electronic format, and transfers the information to its own accounting systems. Each invoice can be directly matched with its order on the basis of its reference. E-invoice data can be transmitted using bank connection software, similarly to payment materials, or through e-invoice operators who provide forwarding services.

Note! Some files cannot be opened in the browser (for example .dtd files or .txt files that contain xml code). Download the files to your computer first by right-clicking the link and selecting “Save Target As...” or “Save Link As...”. All material is freely available.

Current topics

21 Dec 2020  -  Finvoice 3.0 schema has been reverted to the one published in Nov 2019. Therefore banks will not implement any changes to the schema in Q1/2021. The data list and implementation guidelines have been updated.

1 December 2020  - Updated schema, this will replace the one published in the autumn. An EpiCharge check has been removed from the new one since it broke the downward compatibility. Therefore, the only change in schema is to increase the number of decimals allowed in percentages from three to four. Banks are still introducing the new schema in Q1/2021.
In addition, the implementing guidelines were updated with new explanations to some of the parameters. 

Finvoice 3.0 schema, Implementation and structure have been updated. Banks will introduce the new schema Q1/2021.  (November 6th, 2020) 

Finvoice 3.0's VatExemptionReasonCode element have been updated to conform to EU standards. Changes has been updated  to Finvoice version 3.0 schema, data list and structure. (November 4th, 2019) 

Infographic and video of e-invoicing

The Commission has produced an infographic explaining the European standard on eInvoicing as well as a video on the Core Invoice Usage Specification (CIUS) and extensions.

The Commission  has published the website to maintain the links to the EAS code list, ISO 3166-1 and ISO 4217. In the future all relevant code lists will be made available through this website.

Finvoice version 3.0 schema and data list has been published

Finvoice 3.0 is in line with directive 2014/55 requirements for e-invoicing to the public sector.